At Gramercy Dental Group we believe that covering cosmetic and general dentistry costs or financing your treatment should be easy. Your oral health care is too important to let slide simply because the cost issues can be confusing. You should be getting the best treatment possible and your financial concerns should be clearly addressed as well. Be sure to ask good questions. The following options may be available to you:
* Payment Options
* Low Monthly Payment Plans
* Flexible Spending Accounts
* Insurance Coverage
Payment Options
Many dental practitioners accept a variety of payment methods.
Cash and Check
Many dental professionals provide a special financial courtesy to patients paying cash at the time of service, such as 5% accounting courtesy when fees are paid in full by cash or check on the day that treatment is presented or in advance of scheduling the appointment.
Debit and Credit
Many dental offices also accept major credit cards, including Visa, MasterCard, Discover, American Express, and debit cards.
Low Monthly Payment Plans
Many dental practices also accept cosmetic and general dentistry financing plans such as Citi Health Card, CareCredit®, and Chase Health Advance.
Designed specifically for healthcare related expenses like dentistry, CareCredit® offers financing plans that feature no interest and low monthly payments. There are no annual fees, setup costs, or prepayment penalties. Plans can be spread over a variety of time periods — anywhere from 3 to 60 months. In addition, CareCredit® can be used to help cover any health care-related expense: from $1 to over $25,000.
Flexible Spending Accounts and Health Savings Accounts
Check to see whether your employer offers a medical spending account or health savings account (HSA). Medical spending accounts and HSAs allow you to cover your cosmetic and general dentistry treatment cost using pre-tax income that is set aside for medical expenses.
Insurance Coverage
Wherever you choose to receive the very best in dental care, the staff should be happy to assist you in determining whether your treatment costs will be covered by your insurance company. If the treatment is covered by insurance, they should also help you file your claim.
Whatever your financial situation, don’t let the uncertainties of managing cosmetic and general dentistry costs keep you from getting the absolute best dental care you can.
Remember:
• your oral health is directly connected to the entire health of your body
• staying physically healthy also means staying financially healthy.
So, ask the questions you need to ask regarding financing options and take good care of yourself and your bottom line.
If you have any questions that we can help answer please call us at 212-614-2662 or visit our website at www.gramercydentalgroup.com
